EcoMobility Loan

The advantages of an electric car:

  • registration tax, no luxury tax, no traffic tax in Greece
  • average mileage with a single battery charge of 280 km for new electric vehicles up to 40 000 EUR
  • no carbon emissions when driving
  • standard battery charging time between 4 - 8 hours, on a fast charging station - between 20 - 40 minutes
  • Lower cost for servicing than a conventional car

 

The advantages of a plug-in hybrid car:

  • the best of both worlds - cleanliness of electricity and long mileage with liquid fuel
  • no carbon emissions when traveling in electrical power mode
  • a possibility of full electric trip in urban travelling - about 60 km (more than the full hybrid which is up to 10 km)
  • independence from the electrical grid during a long trip

 

Advantages of purchasing a car with a bank loan compared to leasing for an electric vehicle or hybrid car:

  • direct ownership of the asset - no need for power of attorney from the owner
  • freedom in choosing the car insurance company
  • one-time transfer of ownership of the asset

 

Credit EcoMobility also allows financing for used electric vehicle or plug-in hybrid, which has been initially registered less than 3 years ago and has been driven for less than 50 000 kilometers.

 

What we achieved?

In 2015 we invested in our first 10 electric cars. Now electric vehicles and plug-in hybrids are 50% of the cars we use.


The investment is suitable for private individuals as well as for different types of businesses.

For Legal entities

 

Borrowers legal entities, sole proprietors, freelancers and registered agricultural producers
Loan amount maximum - 100% of the value of the purchased car
Loan currency EUR
Loan period from 6 months up to 5 years
Loan application fee

50% of theTariff for legal entities and sole proprietorships

(example: for up to EUR 200 000 loan, application fee is EUR 150)

Interest rate
  • 3% + Law 128/75 levy - at least 10% down payment
  • 4% + Law 128/75 levy - less than 10% down payment
Disbursement fee  0,3% of the loan amount, min. EUR 50
Management fee  0,3% per year on the outstanding loan amount, min. EUR 50
Collateral
  • pledge on the vehicle, purpose of the loan
  • co-debtor or another form of collateral upon the bank’s request

 

For Private individuals

Borrowers
  •      Private individuals with income from a permanent labour contract         
  •      Business owners who will use the loan for consumer purposes
Loan amount maximum - 100% of the value of purchased car
Loan currency EUR
Loan period from 6 months up to 5 years
Loan application fee EUR 50
Disbursement fee no fee
Management fee no fee
Interest rate
  • 3% + Law 128/75 levy - at least 10% down payment
  • 4% + Law 128/75 levy - less than 10% down payment
Collateral
  • guarantor or another form of collateral upon the bank’s request

 

Example for private individuals 

For loan "EcoMobility" on amount of EUR 30,000, EUR 5,000 down payment, loan period 5 years, annual interest rate 3.00%+levy, equal monthly installment EUR 547.80, total amount due (principal, interest and fees) EUR 33 217.94. Annual percentage rate of charge (APRC) - 4.17%.

Do you have any questions or are you interested in applying?

   Call us at  2316008840At the price of one landline call