Accounts

Accounts

Current Account

Our banking relationship begins with your main current account. A current account lets you conduct simple and fast payments, access ProCredit’s other banking services and receive high professional support from our Client Advisers.

A current account is opened with the aim to receive and make regular transactions.

Current account for small companies

This current account package is suitable for you are a small agricultural producer, company or a freelancer*. For EUR 6.00 monthly fee, you will receive:

  • Unlimited incoming payments;
  • Unlimited outgoing local and SEPA payments;
  • Unlimited utility payments;
  • POS installation: free of charge;
  • Cash operations – withdrawals and deposits at ProCredit Bank ATM – free of charge without limits in the amounts.

*The proposal is valid for companies and agricultural producers with annual income up to EUR 1 million

 

Standart Current Account 

Advantages:

  • You could make quick and easy payments to partners in the country and abroad;
  • You have access to your account from your personal e-banking account;
  • You receive detailed information about the account’s transactions;
  • Safety for your money, because you do not have to carry cash with you in order to make the payment;
  • You could use your money whenever you want.

All transactions are charged according to the bank's price list.

FlexSave Account

A FlexSave account allows you to manage your savings independently through your current account using ProCredit Bank’s Internet banking platform - ProB@nking.

The funds in FlexSave give you additional security and can be used for planned future investments or for emergency needs.

  • The account is opened together with a current account;
  • Interest Rates: 0.15%; 
  • Currency: EUR;  
  • Minimum balance: not required;  
  • Term: indefinite;
  • Bank charges: no initial or monthly maintenance fees;
  • Interest: accrued each month and paid into your current account. The quoted interest rates are on an annual basis and on a 365/360 accrual basis.
  • Interest rates for companies with balance more than EUR 100 000 on their accounts (current accounts/deposits/FlexSave) are negotiated individually.

Advantages:

  • Profitability and flexibility - earn interest, use the funds when you need them;
  • Transfer money at any time between your current account and FlexSave account;
  • Manage your finances remotely with ProCredit Bank’s secure Internet banking system.

If you are a registered user of the bank's online banking platform, you can open your FlexSave account via - ProB@nking.

 

Your savings up to EUR 100 000 are guaranteed by the Bulgarian Deposit Insurance Fund (BDIF)