Why finance your electric vehicle and/or charging station with us?
- No complicated procedures – with a loan from ProCredit Bank you apply entirely online.
- You choose your own insurance company.
- You immediately become the owner of the asset. You do not need a power of attorney from the bank to drive abroad.
- You can also purchase a second-hand electric vehicle up to 6 years old from the time of first registration.
- We can also finance your auxiliary costs for import and servicing of the electric vehicle.
- Together with the electric vehicle or separately afterwards, we can finance the purchase of a charging station under the same financial terms.
- The loan is also applicable to other electric vehicles such as bicycles, buggies, ATVs, scooters, etc.
- Minimum loan amount EUR 5 000.
Advantages of purchasing a car with a bank loan compared to leasing for an electric vehicle:
- direct ownership of the asset - no need for power of attorney from the owner
- freedom in choosing the car insurance company
- one-time transfer of ownership of the asset
The investment is suitable for private individuals as well as for different types of businesses.
For Legal entities
| Borrowers | legal entities, sole proprietors, freelancers and registered agricultural producers |
| Loan amount | up to 100% of the value of the purchased car |
| Loan currency | EUR |
| Loan period | from 6 months up to 7 years |
| Loan fees | according to the bank`s price list for legal entities |
| Interest rate | Floating interest rate 1.50% + 6-month EURIBOR + Law 128/75 levy (min 3.95%) |
| Collateral |
|
What kind of car can I buy with an EcoMobility loan?
We finance the purchase of fully electric vehicles. They can be new or used. If used, the vehicle must have a first registration date of less than 6 years ago, with no mileage limitation.
You had a credit for charging stations. Where is it?
We have combined the two offers into a single product – with the EcoMobility loan, you can purchase both an electric vehicle and a charging station. The conditions remain the same; only the name has changed.
What is needed to apply for an EcoMobility loan?
As with other loans for private individuals, anyone with Greek citizenship (permanent residence), a regular income, regularly paid their taxes and have a clean credit history can apply for an Ecomobility loan.
What documents do you require?
It is important for us to receive the purchase offer for the electric vehicle before the loan is approved.
