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FlexFund Overdraft

  • No application and disbursement fee
  • 12.00% + 0.6% levy fixed interest rate for the whole period
  • Limit up to EUR 5 000

Overdraft

EUR
Interest rate:
Annual percentage rate of charge (APRC):
Total costs (principal, interest and fees):

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Advantages

  • FlexFund overdraft is a loan with a limit based on your income.
  • The overdraft is convenient and easy with the entire process - from application to signing - being entirely remote. The amount is available directly in your current account.
  • You can use the approved limit for payment at a POS terminal, as well as ATM withdrawals.
  • Interest is charged only on the amount drawn.
  • Repayment is automatic upon receiving a salary or other regular income.
  • Its renewal does not require a visit to the Bank's office.

Frequently asked questions

In order to take advantage of the FlexFund overdraft, you need to have an Active or ProGreen current account in ProCredit Bank to receive regular monthly income.

If you are a new customer - we will provide you with the funds from the approved limit directly to your checking account after receiving income on your account in two consecutive months.

For current clients – the amount is disbursed after signing a contract on a certain date stipulated in the FlexFund consumer overdraft contract.

There are no fees related with overdraft FlexFund.

Our clients about us

Due to the increased cost of living, especially in winter, FlexFund account was the reason that I made my utility payments in time.
Ioanna Pappa, Serres
Thanks to an overdraft FlexFund, I saved myself a lot of time and unnecessary tension; I was able to enroll in a course.
Аnna Papasotiriou, Thessaloniki
Тhe product is like an extra wallet that saves you in unforeseen situations. The interest rate is low and the best part is that it pays itself off when I get my salary.
Panagiotis Anastasiou, Katerini
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