Housing loan with a fixed interest rate
Apply easily and entirely online
Plan your dream home with confidence and peace of mind! Secure monthly installments and protection from unforeseen market changes.
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Fixed interest rate for the first 5 years
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Repayment period up to 30 years
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Preliminary approval
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Advantages
- Financing up to 90% of the market value of the property
- Loan term and currency - up to 30 year in EUR
- No need to take out life insurance
Frequently asked questions
Housing loan applications can be submitted by Greek citizens (individuals holding a permanent residence certificate). They must have a regular income, pays and good credit history.
There are two lending options - floating interest adjusted in line with the benchmark in the beginning of each 3-month period and an interest fixed for the 5-years period. You can choose between the two options.
Our standard policy is to finance 90% of the property price. It is therefore recommended that you are able to self-finance 10% of the transaction amount.
We do finance properties that are still under construction upon terms that are identical to those described above. With this type of transactions it is, however, important that the payment stages of the construction and the loan disbursement stages are time matched. Our experts will be able to offer the best solution.
All the fees for the house loan are included in the calculator with which you can calculate what the total amount due will be. You can also calculate what the annual percentage rate of charge (APRC) will be.
There is an early repayment fee if you make early repayment of the house loan up to 12 months of the disbursement in the amount of 1%. If the early repayment of the house loan is more than 12 months from the loan disbursement, then it will be free of charge.
We only require that your property is insured. Life insurance is not required.
